CMHC MLI SELECT Program

Unlock Incentives for Multi-Unit Properties with Energy Efficiency and Affordability!

MLI Select is a groundbreaking multi-unit mortgage loan insurance program designed to reward developers and property owners who prioritize energy efficiency, affordability, and accessibility in new or existing residential buildings.

With MLI Select, you can access reduced insurance premiums, extended amortization periods, and other financial advantages based on your property's commitment to climate-friendly upgrades and socially responsible housing goals.

This program uses a flexible point-based system to offer tiered benefits. The more you invest in energy-efficient retrofits, accessible design features, and long-term affordability, the greater the rewards. You may focus on just one of the three pillars—or combine multiple areas to maximize your eligibility and earn higher incentives.

Whether you're planning a new multi-unit construction or upgrading an existing rental building, EnerSolution is here to support your goals. Our team of NRCan-certified energy advisors can help you meet the energy efficiency criteria required for MLI Select and guide you through every step of the process.

How the MLI SELECT point system works?

Use the charts below to help you determine your MLI Select score.

How to Start?

Start Your CMHC MLI Select Journey with EnerSolution

Ready to unlock the financial and environmental benefits of the CMHC MLI Select program? The first step is to partner with EnerSolution Inc., a trusted NRCan-certified service provider specializing in multi-unit energy assessments and energy-efficient retrofits.

Contact our team today at 1 (800) 203-4395 or fill out our online form to schedule your building energy audit with one of our certified experts. We’ll help you identify the energy upgrades needed to qualify for MLI Select incentives—including reduced mortgage insurance premiums and extended amortization terms.

With our hands-on support and deep experience in multi-residential energy solutions, you can confidently navigate the CMHC MLI Select process from audit to application. We’re committed to helping you meet your affordability, accessibility, and climate compatibility goals—efficiently and effectively.

Let EnerSolution guide your path to MLI Select qualification. Start with an energy audit today.

Step 1: Book Your Energy Audit Today

*CSA definition of visitable - In relation to residential accommodation, any dwelling [unit] that offers a basic level of access to accommodate visitors such as people who use a wheeled mobility aid, people who are elderly, or residents who might have a temporary disability. Visitable dwellings allow a person to enter a dwelling safely, manoeuvre independently throughout the visitable level, and use the toilet facilities.

1 For borrowers making an affordability commitment of 20+ years, an additional 30 points are awarded
2
Buildings must be 100% Visitable (CSA B651-2023 Visitability)
3
Min. DCR of 1.10 for standard rental housing, 1.20 for other shelter models, 1.4 for non-residential space